Yoflo
A native macOS app for people who pay bills in multiple currencies. Track everything locally, see it all projected into the money you actually think in.
What it does
Pay rent in USD, utilities in GEL, subscriptions in EUR. Yoflo projects everything into your home currency automatically using live ECB rates.
Store login details and account numbers for each bill securely in your Mac's Keychain. Never leave your device. Never touch a server.
Drag a PDF or image straight from WhatsApp onto a payment. Your invoice history lives alongside your payment history.
Set a due day and Yoflo reminds you X days before. Your rent on the 6th, internet on the 18th — handled.
See exactly what you spent by category, by month, across any year. Switch your home currency and every number instantly reprojects.
Everything lives on your Mac. No subscription, no sync service, no account to create. Your financial data is yours.
Who it's for
Yoflo was built in Tbilisi, Georgia — where rent is in USD, utilities are in GEL, and subscriptions are in EUR. If that sounds familiar, this app was made for you.
Pricing
No subscription. No account. Pay once, use forever.
macOS 14 Sonoma or later