Privacy Policy

The short version

Yoflo does not collect, transmit, or store any of your data on external servers. Everything you enter into Yoflo stays on your Mac. Always.

What we collect

Nothing. Yoflo collects no personal information, no usage analytics, no crash reports, and no telemetry of any kind.

Where your data lives

All data you enter into Yoflo is stored locally on your device using the following Apple frameworks:

• SwiftData Bill and payment records stored in a local database on your Mac
• macOS Keychain Credentials (usernames, passwords, account numbers, PINs) stored in your Mac's secure Keychain
• App Container Invoice attachments stored in the app's local container on your Mac

Children's Privacy

Yoflo is not directed at children under 13. We do not knowingly collect any information from children.

Exchange rates

Yoflo fetches exchange rates from the Frankfurter API (data sourced from the European Central Bank) to project your bill totals into your home currency. This request contains no personal information — it is a standard public API call for currency data. No identifying information is sent.

Third parties

Yoflo does not share any data with third parties. There are no advertising SDKs, no analytics frameworks, and no third-party services embedded in the app beyond the Frankfurter exchange rate API described above.

Data deletion

To delete all your data, simply delete Yoflo from your Mac. All locally stored data, including your database, Keychain entries, and invoice attachments, will be removed.

Contact

Questions about this privacy policy? Contact us at jnaputi@targma.com.